Cost of Attendance Budget and Financial Need

Northampton Community College adheres to the principle that students and their families have the primary responsibility to pay for college costs as their means permit, financial assistance programs represent a bridge between a family's ability to pay and the cost of higher education.  All state, federal, private and institutional financial aid is used to assist as many students as possible by filling as much need as funds allow.  Last year, the College awarded over $46.7 million in financial assistance to approximately 7,200 full and part-time students.

Calculating a Cost of Attendance Budget

Personal expenses, room and board and transportation costs vary greatly according to the individual's circumstances and spending habits.  For financial aid purposes, estimated costs are used.  Average tuition & fees are also used to simpliy the calculations in each of the residencies.  Documented costs for dependent care related to the student's educational program, unreimbursed costs related to disability, required tools and program kits and the documented cost of a leased or purchased personal computer related to the student's education program may be considered in adjustments to the cost of attendance budget.  Documentation must be submitted to the Financial Aid Office for such determination.  Additional aid might not be available to meet the increased need.  

Calculating Financial Need   

Need is the difference between the cost of attendance at NCC and the family's formula-calculated ability to pay.  The family's ability to pay, called the Expected Family Contribution (EFC), is determined by completing a need analysis application called the Free Application for Federal Student Aid (FAFSA) at

Student Cost of Attendance (COA)  is the estimated cost of attending Northampton Community College.  The amount may include tuition, fees, books, supplies, room and board, personal and miscellaneous expenses, transportation and loan fees.

Total Expected Budget Family Contribution (EFC) is calculated according to a formula specified in law and is based upon the information provided by the student and their family on the FAFSA.

Financial Need is the amount NCC may offer in need-based aid.  

Student Cost of Attendance (COA) - Total Expected Budget Family Contribution (EFC) = Financial Need

Cost of Attendance Budgets for 2020-21 Year

Estimated Full-Time Academic Year

  Living at Home with a Parent or Relative Living in Residence Hall Living Off Campus
Average Tuition and Fees* $5,366 $5,366 $5,366
Books/Supplies $1,800 $1,800 $1,800
Living Expense $7,250
Food Allowance $1,886
Dorm Fees $6,496
Meal Plan $3,830
Transportation $2,370 $1,186 $2,370
Miscellaneous $4,389 $4,389 $4,389
TOTAL $15,811 $23,067 $21,175

Tuition & Fees is taken as an average rate across all residency levels.  Students registered for less than full-time (12 to 18 credit hours) are also charged a per-credit hour rate. Please view our tuiton and fees page to view your specific tuition rate based on your residency status and credit load.

**In addition to ordinary materials, supplies, and textbooks purchased by all students, certain programs and courses require special materials, supplies or other items due to their specialized coursework - View Out-Of-Pocket Expenses page.