Cost of Attendance Budget and Financial Need

Northampton Community College adheres to the principle that students and their families have the primary responsibility to pay for college costs as their means permit, financial assistance programs represent a bridge between a family's ability to pay and the cost of higher education.  All state, federal, private and institutional financial aid is used to assist as many students as possible by filling as much need as funds allow.  Last year, the College awarded over $46 million in financial assistance to approximately 7,170 full and part-time students.

Calculating a Cost of Attendance Budget

Personal expenses, room and board and transportation costs vary greatly according to the individual's circumstances and spending habits.  For financial aid purposes, estimated costs are used.  Documented costs for dependent care related to the student's educational program, unreimbursed costs related to disability, required tools and program kits and the documented cost of a leased or purchased personal computer related to the student's education program may be considered in adjustments to the cost of attendance budget.  Documentation must be submitted to the Financial Aid Office for such determination.  Additional aid might not be available to meet the increased need.  

Calculating Financial Need   

Need is the difference between the cost of attendance at NCC and the family's formula-calculated ability to pay.  The family's ability to pay, called the Expected Family Contribution (EFC), is determined by completing a need analysis application called the Free Application for Federal Student Aid (FAFSA) at https://fafsa.gov.  

Student Cost of Attendance (COA)  is the estimated tuition, fees, books, supplies, room and board, personal and miscellaneous expenses, transportation and loan fees.

Total Expected Budget Family Contribution (EFC) is calculated through FAFSA formula fron parent/spouse/spouse's income, assets and other resources.

Financial Need is the amount NCC may award in need-based aid.  

Student Cost of Attendance (COA) - Total Expected Budget Family Contribution (EFC) = Financial Need

Cost of Attendance Budgets for 2018-2019

Estimated Full-Time Academic Year

Living at Home with a Parent or Relative

  Northampton County PA** Other PA County Monroe County PA Out of State/Country
Tuition and Fees $4,380 $9,570 $7,140 $14,100
Commuter* $2,505 $2,505 $2,505 $2,505
Books/Supplies $1,800 $1,800 $1,800 $1,800
Other* $4,500 $4,500 $4,500 $4,500
TOTAL $13,185 $18,375 $15,945 $22,905

Living in Residence Hall or Off-Campus

  Northampton County PA** Other PA County Monroe County PA Out of State/Country
Tuition and Fees $4,380 $9,570 $7,140 $14,100
Room $5,464 $5,464 $5,464 $5,464
Meal Plan $3,630 $3,630 $3,630 $3,630
Books/Supplies $1,800 $1,800 $1,800 $1,800
Other* $4,500 $4,500 $4,500 $4,500
TOTAL $19,774 $24,964 $22,534 $29,494

*Indirect costs such as transportation and personal miscellaneous expenses.

**Northampton County PA includes residents in the following sponsoring school districts only: Bangor, Bethlehem, Easton, Nazareth, Northampton, Pen Argyl, Saucon Valley, and Wilson.  

***In addition to ordinary materials, supplies, and textbooks purchased by all students, certain programs and courses require special materials, supplies or other items due to their specialized coursework - View Out-Of-Pocket Expenses page.

Students registered for less than full-time (12 to 18 credit hours) are charged a per-credit hour rate.  A breakdown of tuition and fees can be found at: https://www.northampton.edu/tuitionchart.